Maya 0% Interest Mini Payments: Upgrade Tech & Home Appliances

Big Upgrades Made Easy: Maya Offers 0% Interest 3-Month Mini Payments on Electronics and Home Appliances

MANILA, PHILIPPINES — Upgrading your work setup or replacing essential home appliances no longer requires a huge upfront expense. From August 1 to October 31, 2026, Maya—the country's leading digital financial services platform—is offering credit cardholders a flexible way to spread out tech and home purchases via a 3-month Mini Payment plan at effective 0% interest.

To make the deal even sweeter, processing fees are completely waived for Mini Payments created until September 30, 2026.

💳 MAYA 0% INTEREST MINI PAYMENTS MATRIX 

• Promo Period: August 1, 2026 – October 31, 2026. 

• Waived Processing Fees: Valid for Mini Payments created until September 30, 2026. 

• Eligible Cards: Maya Black Credit Card & Landers Cashback Everywhere Credit Card. 

• Minimum Spend: Single straight transaction worth at least ₱10,000. 

• Payment Plan: 3-month Mini Payment plan at effective 0% interest. 

• Key Benefit: Retain instant Maya Miles or Landers Cashback Points on converted purchases.

Earn Rewards While Paying Over Time

Unlike standard installment programs that strip away rewards, purchases converted under this promo continue to earn instant Maya Miles on the Maya Black Credit Card or Landers Cashback Points on the Landers Cashback Everywhere Credit Card.

The step-by-step conversion process is integrated directly into the app:

• Shop: Make a single straight purchase of at least ₱10,000 at eligible electronics and appliance merchants using your Maya credit card.
• Wait: Allow the transaction to post in your Maya app.
• Convert: Select the posted transaction and tap Convert to Mini Payments.
• Select: Choose the 3-month Mini Payment plan to activate the promo.

Note: Mini Payments are initially billed with standard monthly interest, but Maya automatically credits back the applicable interest every first week of the following month once posted to your credit statement—delivering an effective 0% interest rate.

For full mechanics and eligible merchant listings, cardholders can check maya.ph/minipaymentpromo before shopping.