Ever since Maya's inception to the major rebranding, I’ve seen it evolve from just being a wallet into something more. While this is not their first credit card, this Maya Black is the first of its kind. I’m a genuine believer in their mission to empower us as consumers. They’ve built something for the "Experience Generation"— While I may not have fallen into the Gen-Z bracket, Millennials and people in between like us are always on the move and want our tools to work as hard as we do, Enter Maya Black.
If you know me, you know I value efficiency. The standout highlight of my experience with Maya Black isn't just the sleek look—it’s the instant gratification. I get that instant win. I never thought I'd wait for my notifications just to know how many miles I earned with my transaction.
Most traditional cards leave you in a "points purgatory" where you wait weeks to see if your rewards actually registered. With Maya Black, the second I tap my card, I get a notification. Seeing my Maya Miles update in real-time is honestly addictive. You don't get that from other banks as far as I know.
Tracking my expenses is also way easier. I use my Maya Black card for basically anything. For every ₱40 I spend earns me 1 Maya Mile, it builds up as I go. The app makes everything seamless. I can monitor my spending and rewards instantly, without waiting for a statement or second-guessing anything.
The first few weeks of using it, spending with my Maya Black card just feels a bit right because I get rewarded instantly. Making a standard transaction into a small win for my next trip.
Being frequently at event launches and traveling for content, the travel perks are where I’ve found the most practical value. You get to experience Lounge Life, having access to over 1,300 lounges worldwide through DragonPass is a game-changer for those long hours at NAIA. Maya Black is globally accepted. It’s Visa-powered, so whether I’m at a local boutique or overseas, I haven't run into any issues at any of the 130M+ locations. Ang-Visa right?
And of course, there’s the card itself. The Maya Black Credit Card is clean, minimal, and genuinely well-designed.,It’s numberless design isn’t just aesthetic, it adds an extra layer of security. Everything, from freezing the card to managing the auto-refreshing CVV, is fully controlled through the app.
I always appreciate a brand that thinks about everyone - Maya Black Express is the perfect entry into building or rebuilding your credit score. With an Express Deposit starting at ₱12,500, you get the same premium perks—the miles, the lounge access, and zero annual fees. My favorite detail? Your full deposit stays in your Maya Savings earning 3.5% interest p.a. while you use the card. So you’re already saving, earning and getting the benefits! Maya doesn’t shut the door on you, they empower your spending journey.
I don’t think of this as just another credit card review; it’s a nod to a brand that actually understands the modern Filipino consumer. Maya Black is premium, but it’s relatable. It’s about total control, transparent rewards, and the empowerment to live your life on your own terms.
If you’re looking for a card that rewards your lifestyle instantly and looks good doing it, this is the move.
Ready to join the Experience Generation?
I’m inviting you to experience the Maya Black life! Share the rewards by using my invite code @mykesoon or signing up through this link: https://official.maya.ph/be7m/gmsb47rr.
When you successfully use my code to apply and get approved for a Maya Black Credit Card, I’ll get 1,500 Maya Miles, and you’ll get 1,000 Maya Miles too! It’s the perfect head start for your next trip.

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