InLife offers free life insurance to 110K essential workers

Insular Life (InLife) will give away free insurance and hospitalization coverage to 110,000 essential workers to help secure them in case they catch the COVID-19 virus. 

Called the “Chain of Protection,” the program will be bankrolled by the Insular Foundation and will be underwritten by InLife. 

“As you know vaccines against COVID-19 have yet to be developed and yet, many of our essential workers continue to serve. We want to extend some form of insurance protection and hospital allowance while they still continue to discharge their duties to the public during the quarantine period,” said InLife Executive Chair Nina D. Aguas. 

Ms. Aguas is also the chairman of Insular Foundation. 
While viral pandemic diseases are exclusions in a standard life insurance policy, InLife created Chain of Protection specifically for this purpose, to assist the vulnerable workers at this time of crisis. 

The free insurance provides life insurance cover of P50,000, if death is due to accident or COVID-19 disease, plus hospital allowance of P500/day (maximum of 10 days) if hospitalized due to accident or COVID-19 disease. The free life insurance and hospitalization allowance coverage is limited to 45 days. 

Chain of Protection is for individuals who work for industries or organizations that provide essential goods or services during the quarantine period. To get the free life insurance, they only need to register to the web link dedicated for this purpose at: 

The complete list of essential industries under the program can be found there as well. 

“We are now nearing our 110th year, and as a Filipino company, we will always be here for our kababayans. We will continue to support them and even create special products just for them,” added Aguas.
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