Discover how Maya, the #1 Digital Bank in the Philippines, helps you manage credit with Easy Credit, Personal Loans, Cashback Credit Cards, and savings tools for financial wellness.
Credit is often misunderstood. For some, it serves as a safety net, while for others, it feels like a cycle they can’t escape. The truth is, credit—when used wisely—can be one of the most powerful tools in building financial stability. The key is using credit that adapts to your needs instead of forcing you into a one-size-fits-all solution. That’s exactly what Maya, the #1 Digital Bank in the Philippines, delivers through its innovative and flexible credit offerings designed for real life.
With Maya, credit isn’t just about borrowing money—it’s about making smarter financial choices. Whether you need funds for emergencies, covering daily essentials, handling major expenses, or preparing for long-term goals, Maya provides options that work seamlessly within your lifestyle.
One of its most convenient features is Maya Easy Credit, a revolving credit line of up to ₱30,000 that’s instantly available when you need it most. Emergencies don’t wait, and with Maya, there’s no paperwork required and no long processing time. You get up to 30 days to repay what you use, all managed directly within the Maya app where your other finances are already in place, giving you full control without unnecessary hassle.
For bigger financial needs, Maya Personal Loan offers up to ₱250,000 with flexible repayment terms of up to 24 months. This product is designed for those handling major expenses or consolidating debts, and the best part is that no collateral is required. With predictable payments and manageable terms, Maya ensures that borrowing remains practical and stress-free.
Maya also redefines credit cards by combining rewards with responsible spending. The Landers Cashback Everywhere Credit Card gives you up to 5% cashback on Landers purchases, 2% on dining, and 1% on all other eligible transactions—helping you maximize everyday spending. Meanwhile, the Maya Black Credit Card takes things to the next level by letting you earn Maya Miles every time you spend. These points can be used for shopping, dining, or even converted into airline miles directly within the app, starting with Philippine Airlines. With sleek design and exclusive in-app rewards, Maya ensures that every swipe brings more value.
Beyond lending, Maya supports better financial habits by pairing credit with savings. Through Personal Goals in the Maya app, you can set up to five savings goals, each earning 4% interest per year. This allows you to build financial buffers for tuition, travel, or other big expenses while maintaining access to credit when needed.
Responsible borrowing doesn’t mean avoiding credit—it means choosing tools that work for you today while helping you grow tomorrow. Maya champions transparency, control, and respect for your financial journey, making credit a tool for progress rather than a burden.
To learn more about Maya’s credit products and financial services, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.
Post a Comment
0Comments